Discover Essential Fall Tips

Preparing for fall or  winter involves more than just maintenance - it also requires the right insurance coverage. Here are some essential tips:

For Your Home:

1. Review your homeowner's insurance policy, including coverage limits and liability coverage.

2. Check for storm damage coverage, including wind, hail, and flood insurance.

3. Prepare for power outages and inspect for maintenance issues.

For Your Business:

1. Review your commercial property insurance and update liability insurance.

2. Check workers' compensation coverage and evaluate cyber insurance.

3. Review vehicle insurance, including commercial auto coverage and driver safety programs.

General Tips:

- Document everything and develop emergency plans.

- Consider bundling home and business insurance policies for potential discounts and easier management.

By taking these steps, you can better protect your home and business against the unique risks of fall and winter, ensuring peace of mind and financial security.

Fall Maintenance Tips for Homeowners and Businesses

Keep your home or business safe, efficient, and comfortable throughout the fall and winter seasons with these tips:

1. Inspect and Clean Gutters and if the roof is damaged or missing shingles.

2. Service Your HVAC System.

3. Seal Windows and Doors.

4. Winterize Outdoor Faucets and Irrigation Systems.

5. Prepare Landscaping, Rake leaves, Aerate the Lawn, and Trim Trim  Tees and Shrubs to Prevent Damage.

6. Test Smoke and Carbon Monoxide Detectors.

7.Schedule Chimney and Fireplace Maintenance

8. Maintain Exterior Lighting.