MTM Insurance  Associates, LLC 978- 681-5700

MTMBrainerd INC.

 978- 667-9031

MTM Insurance of Greater Haverhill, INC. 978- 372-1229

MTM Insurance Associates, LLC

Spring Into Action

April 1, 2025

Fresh Starts, Smart Choices: Insurance & Maintenance Tips for Spring

Time to trade in snow shovels for sunscreen! Whether you’re sprucing up your home, revving up your motorcycle, or setting sail, a little prep (and the right insurance) can keep your season smooth.

Home: Spring Cleaning & Coverage Check

  • Winter was rough—your gutters look like they’ve been hoarding leaves since 1998.
  • Check for leaks, mold, and sneaky critters who’ve claimed squatters’ rights.
  • Service your HVAC before it turns your home into a sauna.
  • Insurance Tip:  Consider purchasing flood insurance  - it’s typically excluded on most homeowner policies and Mother Nature doesn’t care about your weekend plans.

Motorcycle: Ride Safe & Insured

  • Dust off your bike—winter’s over, wear protective gear and bright, visible clothing.
  • Check your tires, brakes, and fluids unless you enjoy surprise breakdowns.
  • Spring roads can be slick—watch out for potholes deep enough to have their own zip code.
  • Insurance Tip: Make sure your policy covers collisions, breakdowns, and that one friend who insists on borrowing your bike.

👀 Need a policy check? Call 978-681-5700 before your next big spring mishap—because even the local ducks are upgrading to waterfront mansions, and you’re still debating flood insurance! 

Boating: Smooth Sailing & Smarter Coverage

  • Engine check? ✅ Life jackets? ✅ Cooler full of snacks? Double ✅
  • File a float plan—because “I got lost at sea” isn’t a great excuse for missing work.
  • Watch the weather unless you enjoy surprise rollercoaster waves.
  • Insurance Tip: Ensure you are covered for property and liability, boaters with no insurance  and unexpected mermaid encounters.



Spring is all fun and games until you’re stuck with a flooded basement, a totaled bike, or a boat that is damaged in an accident.  Stay ahead of the season—check your insurance with MTM before adventure (or disaster) strikes!

Source: Safety insurance, National Safety Council & Mass.gov

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